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For people who want to pay their bills but need help.

Congratulations! By visiting our site, you have taken the first step toward getting out of debt. Over the last 28 years, Credit Counselors has helped over one million individuals and families take control of their finances. We provide credit counseling, a confidential review of your budget, and valuable information to improve your personal financial situation and build your savings.

Get Immediate Relief & Discover Long-Term Solutions

Contact us now to find out how Credit Counselors, a non-profit Consumer Credit Counseling Service (CCCS) agency, can offer you relief from collection calls and may save you hundreds of dollars every month.

Or, begin with our Free Debt Analysis.

What We Can Do For You:

Credit counseling is viewed as a preferred alternative to bankruptcy for those consumers in financial difficulty.

During the free initial counseling session, all financial information, including credit card debt, is evaluated to obtain an accurate assessment of your specific financial circumstances. With this information, our Counselors analyze your financial situation carefully.
We develop a reasonable budgeting plan to enable you to develop a solid financial framework.
You will learn to track spending, to set aside money for emergencies, as well as manage repayment of existing debts.

When appropriate, we will recommend our Debt Management Program (DMP). Credit Counselors works with unsecured creditors (credit card companies, retailers, credit unions, etc.) We negotiate with your creditors to arrange special considerations, including lowering payments, reducing interest rates, waiving fees, and re-aging accounts. You simply make one monthly payment to Credit Counselors and then we distribute payments to each of your creditors.

Standards of Excellence

When it comes to protecting your finances, you need the experience and knowledge of a reliable partner. Credit Counselors upholds the highest standards for performance through participation in organizations dedicated to ethical business practices.

We are a member agency of the National Foundation for Credit Counseling (NFCC), the most established and trusted credit counseling organization. NFCC members, often known as Consumer Credit Counseling Service (CCCS), can be identified by the NFCC member seal. This seal signifies that an agency employs the best business practices possible to ensure your funds are safe and the agency's mission is focused on you, the consumer.