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Tools and Calculators

Monthly Budget Calculator


Find out if you earn enough each month to confidently cover your bills.

Monthly Income: Step 1
Your Gross Monthly Pay
(Before Taxes and Deductions)		 $
Your Monthly Take Home Pay $
Spouse's Gross Monthly Pay
(Before Taxes and Deductions)		 $
Spouse's Monthly Take Home Pay $
(Take Home Pay is Net pay plus any loans automatically deducted from your pay check.
Mortgage, Auto, etc.)

Other Monthly Income $
Total Monthly Take Home Pay: $


Monthly Expenses: Step 2

Housing

Rent/Mortgage 1 $ 2nd Mortgage $
Condo/Homeowner's Fees $ Home/Renters Insurance $
Property Taxes $ Home Repairs/Maintenance $
Electric/Gas $ Water/Sewer $
Phone/Cell $ Cable/Internet $

Transportation:

Car Payment 1 $ Car Payment 2 $
Car Insurance $ Gasoline $
Car Maintenance $ Parking/Tolls $

Food and Personal:

Groceries/Household Suppl $ Clothing for Family $
Meals Out $ School Lunches $
Barber/Beauty Shop $ Dry Cleaning/Laundry $
Tobacco/Alcohol $ Newspaper/Magazines $

Health and Education:

Health Insurance/Co-Pay $ Prescriptions

$
Life Insurance $ School Supplies $
Student Loan $ College Tuition $
Child Care $ Child Support $

Other:

Hobbies/Sports $ Pet Care $
Church/Charitable Donation $ Gifts/Holidays $
Delinquent Tax Payments $ Other Expenses $
Total all Credit Cards $ Total all Store Cards $
Total Monthly Expenses: $


Monthly Surplus or Deficit: Step 3

Total Monthly Income: $
Total Monthly Expenses: $
Monthly Surplus/Deficit(-) : $